Rates Effective as of June 28, 2023.
APY = Annual Percentage Yield.
Fees may reduce earnings.
Neighbor Rewards Checking* Learn More
| Balance | Interest Rate | APY |
|---|---|---|
| Balances up to $10,000 | 4.889% | 5.00% |
| Balances over $10,000 | 0.499% | 5.00% to 0.68% Depending on balance in account |
| If qualifications aren't met | 0.01% | 0.01% |
Qualifications
Earning the full rewards is easy. You are probably already doing it. To earn your rewards, do the following activities and transactions in your Neighbor Rewards Checking account each monthly qualification cycle:
- Have at least 15 debit card purchases post and settle
- Be enrolled and receive an eStatement notice
- Have at least 1 direct deposit post and settle
- Have at least 1 automatic payment (ACH) post and settle
If you don't meet the qualifications one month, don't worry. There is no penalty, and you still have a free checking account that earns our base interest rate. Plus, you can get back to earning really high interest and nationwide foreign ATM fee refunds the very next month.
Neighbor Rewards Savings* Learn More
| Balance | Interest Rate | APY |
|---|---|---|
| Balances up to $100,000 | 0.747% | 0.75% |
| Balances over $100,000 | 0.249% | 0.75% to 0.45% Depending on balance in account |
Qualifications
Qualifying for your Neighbor Rewards Checking automatically qualifies you for the highest Neighbor Rewards Savings rate.
NOW Checking Learn More
| Balance | Interest Rate | APY |
|---|---|---|
| $2,500.00 - 9,999.99 | 0.10% | 0.10% |
| $10,000.00 - 24,999.99 | 0.15% | 0.15% |
| $25,000.00 - 49,999.99 | 0.20% | 0.20% |
| $50,000.00 and above | 0.25% | 0.25% |
Money Market Learn More
| Balance | Interest Rate | APY |
|---|---|---|
| $2,500.00 - 9,999.99 | 0.15% | 0.15% |
| $10,000.00 - 49,999.99 | 0.20% | 0.20% |
| $50,000.00 - 149,999.99 | 0.35% | 0.35% |
| $150,000.00 and above | 0.50% | 0.50% |
Savings Accounts
| Product | Interest Rate | APY |
|---|---|---|
| Savings Account | 0.15% | 0.15% |
| Heritage Young Savers | 0.15% | 0.15% |