APY = Annual Percentage Yield. Rates effective as of December 13, 2016. Fees may reduce earnings.

Kasasa Cash* See Details

BalanceInterest RateAPY
Balances up to $25,000 1.00% 1.01%
Balances over $25,000 0.249% 1.01 – 0.33% Depending on balance in account.
If qualifications aren't met 0.01% 0.01%

Qualifications

Earning the full rewards is so easy, you're probably already doing it! To earn your rewards, simply do the following activities and transactions in your Kasasa Cash account each monthly qualification cycle:

  • Have at least 15 debit card purchases post and settle
  • Be enrolled and receive eStatement notice
  • Have at least 1 direct deposit or automatic payment (ACH) post and settle

If you don't meet the qualifications one month, don't worry. There is no penalty, and you still have a free checking account that earns our base interest rate. Plus, you can get back to earning really high interest and nationwide ATM fee refunds the very next month.

Kasasa Saver* See Details

BalanceInterest RateAPY
Balances up to $100,000 0.747% 0.75%
Balances over $100,000 0.249% 0.75 – 0.45% Depending on balance in account.
If qualifications aren't met 0.01% 0.01%

Qualifications

Qualifying for Kasasa Cash rewards automatically qualifies you for the highest Kasasa Saver rate too. Simply do the following activities and transactions in your Kasasa Cash account each monthly qualification cycle:

  • Have at least 15 debit card purchases post and settle
  • Be enrolled and receive eStatement notice
  • Have at least 1 direct deposit or automatic payment (ACH) post and settle

It's no problem if you miss a qualification cycle. Both accounts are still free and earn our base interest rate. And you can get back to earning rewards the very next month you qualify.

NOW Checking See Details

BalanceInterest RateAPY
$2,500.00 - 9,999.99 0.02% 0.02%
$10,000.00 - 24,999.99 0.08% 0.08%
$25,000.00 - 49,999.99 0.10% 0.10%
$50,000.00 and above 0.12% 0.12%

Money Market See Details

BalanceInterest RateAPY
$2,500.00 - 9,999.99 0.05% 0.05%
$10,000.00 - 24,999.99 0.15% 0.15%
$25,000.00 - 49,999.99 0.15% 0.15%
$50,000.00 - 99,999.99 0.20% 0.20%
$100,000.00 - 149,999.99 0.20% 0.20%
$150,000.00 and above 0.40% 0.40%

Savings Accounts

ProductInterest RateAPY
Savings Account 0.02% 0.02%
Heritage Young Savers 0.02% 0.02%

Certificates of Deposit See Details

Term LengthInterest RateAPY
91 Day 0.40% 0.40%
182 Day 0.45% 0.45%
12 Month (& 11 month renewals) 0.80% 0.80%
18 Month 1.046% 1.05%
24 Month 1.096% 1.10%
36 Month 1.393% 1.40%
48 Month 1.442% 1.45%
60 Month 1.492% 1.50%

Penalty for early withdrawal