Rates Effective as of December 20, 2022.
APY = Annual Percentage Yield.
Fees may reduce earnings.
Kasasa Cash* Learn More
| Balance | Interest Rate | APY |
|---|---|---|
| Balances up to $10,000 | 1.98% | 2.00% |
| Balances over $10,000 | 0.249% | 2.00% to 0.32% Depending on balance in account |
| If qualifications aren't met | 0.01% | 0.01% |
Qualifications
Earning the full rewards is so easy, you're probably already doing it! To earn your rewards, simply do the following activities and transactions in your Kasasa Cash account each monthly qualification cycle:
- Have at least 15 debit card purchases post and settle
- Be enrolled and receive eStatement notice
- Have at least 1 direct deposit or automatic payment (ACH) post and settle
If you don't meet the qualifications one month, don't worry. There is no penalty, and you still have a free checking account that earns our base interest rate. Plus, you can get back to earning really high interest and nationwide ATM fee refunds the very next month.
Kasasa Saver* Learn More
| Balance | Interest Rate | APY |
|---|---|---|
| Balances up to $100,000 | 0.747% | 0.75% |
| Balances over $100,000 | 0.249% | 0.75% to 0.45% Depending on balance in account |
| If qualifications aren't met | 0.01% | 0.01% |
Qualifications
Qualifying for Kasasa Cash rewards automatically qualifies you for the highest Kasasa Saver rate too. Simply do the following activities and transactions in your Kasasa Cash account each monthly qualification cycle:
- Have at least 15 debit card purchases post and settle
- Be enrolled and receive eStatement notice
- Have at least 1 direct deposit or automatic payment (ACH) post and settle
It's no problem if you miss a qualification cycle. Both accounts are still free and earn our base interest rate. And you can get back to earning rewards the very next month you qualify.
NOW Checking Learn More
| Balance | Interest Rate | APY |
|---|---|---|
| $2,500.00 - 9,999.99 | 0.10% | 0.10% |
| $10,000.00 - 24,999.99 | 0.15% | 0.15% |
| $25,000.00 - 49,999.99 | 0.20% | 0.20% |
| $50,000.00 and above | 0.25% | 0.25% |
Money Market Learn More
| Balance | Interest Rate | APY |
|---|---|---|
| $2,500.00 - 9,999.99 | 0.15% | 0.15% |
| $10,000.00 - 49,999.99 | 0.20% | 0.20% |
| $50,000.00 - 149,999.99 | 0.35% | 0.35% |
| $150,000.00 and above | 0.50% | 0.50% |
Savings Accounts
| Product | Interest Rate | APY |
|---|---|---|
| Savings Account | 0.02% | 0.02% |
| Heritage Young Savers | 0.02% | 0.02% |