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Make ATM fees a thing of the past. We've partnered with the TransFund® network to provide you access to thousands of surcharge-free ATMs. Best of all, you don't have to worry whether you're in-state or out — enjoy ATM locations at discount retailers, convenience stores, bank branches, and more. Just open an online locator and choose your ATM!

  • Free ATMs available at both Heritage Bank of the Ozarks locations
  • Regional surcharge-free ATM access, via the TransFund network
    • Access to over 14,000 ATMs across 14 states
  • Look for the NC, TransFund Advantage or TransFund Totally Free symbol
  • Convenient, easy-to-find locations, including:
    • Bank and credit union branches
    • convenience stores
    • discount retailers
    • And more
  • Find locations quickly with the online locator
  • Download free TransFund ATM locator app for iPhone® and Android™ devices