Business Term Loans
Excellent rates, options, and terms are combined with helpful, neighborly service.
- Low rates for most business needs
- Low interest rates
- Various terms available
Business Lines of Credit
Enjoy competitive rates for a wide range of long-term or seasonal business needs.
- Provides greater financial flexibility
- Repayment customized based on your business's unique needs
- Only pay interest on the funds you use
Commercial Real Estate Loans
If your business has outgrown its facilities, let us help make your expansion plans a reality.
- Competitive rates for the purchase, refinance, or construction of commercial properties
- Long-term fixed rate commercial real estate loan options available
- Variable rate commercial real estate loan options available with balloon payments
We work extra hard to meet your unique needs to run a profitable operation.
- Meet all your agricultural financial needs
- Competitive rates
- Customizable lending options
Heritage Bank supports local businesses with SBA Loans to help get a new business on its feet.
- Available for start-up businesses, as well as purchasing and refinancing existing businesses
- Government-assisted help for businesses that might otherwise have difficulty getting approved
- Special financing for qualifying businesses
Get the financing you need to support your small rural business.
- Available in loan amounts up to $5 million
- Backed by the United States Department of Agriculture (USDA)
- Farm Service Agency (FSA) loans also available to farming operations