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An ideal space provides a competitive advantage for any business. A commercial real estate loan from Heritage Bank provides the necessary funds to acquire, renovate, build, or expand a commercial property. And because we're based in Southwest Missouri, we can give you more than low rates — we can also provide you the benefit of our extensive knowledge and experience.

  • Competitive rates for the purchase, refinance, or construction of commercial properties
  • Long-term fixed rate commercial real estate loan options available
  • Variable rate commercial real estate loan options available with balloon payments
  • Available for owner-occupied or investment properties
  • Repayment terms customized to fit your business's unique needs
  • Full amortization schedules to accommodate monthly cash flow
  • Lending professionals with working knowledge of the local real estate market
  • Local decision-making and processing
  • Expert lenders to guide you
  • Detailed, attentive service from start to finish