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If your business has additional funds that it won't need for a specific time period, maximize returns with a CD. Retain what funds you may need in a savings account, and put the rest in CDs where they will earn more. Federal insurance make this a risk-free profit generator.

  • Set aside for future business goals
  • Competitive, fixed rate for length of term
  • Greater earnings than standard savings
  • Receive higher rates by selecting a longer term
  • Provides more guarantee than other risky investments
  • A wide range of terms available (from 3 months to 5 years)
  • Penalty for early withdrawal
  • $1,000 minimum deposit to open
  • FDIC insured