Personal Savings
Neighbor Rewards Savings
Build your savings automatically with no out-of-pocket deposits.
- An account that builds your savings effortlessly
- Links to Neighbor Rewards Checking
- Set up automatic deposits with high interest
Regular Savings
Call it your nest egg or rainy day fund; either way, we make it easy to build one.
- Set aside funds for something specific or simply a rainy day
- Free online services
- $100 minimum deposit to open
Youth Savings
Heritage Youth Savings helps instill foundations for a lifetime of financial health.
- Our youth savings account gets them in the habit of saving
- Available for children up to the age of 18
- No monthly service fee
Money Market Account
You can save, invest, and spend all from this single, multi-faceted account.
- Competitive, tiered rates above standard savings
- Higher balances earn higher rates
- $100 minimum deposit to open
Certificates of Deposit (CDs)
There's no rate watching or nail biting when you invest in federally insured CDs.
- Set aside for future savings goals
- Competitive, fixed rate for length of term
- Greater earnings than standard savings
Individual Retirement Accounts (IRAs)
Invest in your future with a convenient IRA.
- Save for retirement with tax advantages1
- Earn competitive interest higher than regular savings
- Available in traditional and Roth
Health Savings Account (HSA)
Save with this tax-advantaged medical savings account that works with your HDHP.
- Set aside funds for qualified medical expenses
- Earn interest above standard savings on entire balance
- Boost your balance even more with triple-tax savings*