Get the financing you need to support your small rural business. A USDA loan offers generally lower down payments and longer terms, helping you meet seasonal and long-term goals affordably. Reach out to us to learn more about this competitive funding option.

Details
  • Designed for the needs of small businesses located in qualifying rural areas*
  • Eligible uses include but are not limited to:
    • Business conversion, enlargement, repair, modernization, or development
    • Purchase and development of land, easements, rights-of-way, buildings, or facilities
    • Purchase of equipment, leasehold improvements, machinery, supplies, or inventory
    • Debt refinancing when new jobs will be created and other conditions are met
    • Business and industrial acquisitions when the loan will keep the business from closing and/or save or create jobs
  • Available in loan amounts up to $5 million
  • Backed by the United States Department of Agriculture (USDA)
  • Business & Industry (B&I) loans available to businesses
  • Farm Service Agency (FSA) loans available to farming operations
  • Farmer Mac Loans available to farming operations
  • Loan terms between 7 and 30 years
  • Affordable payment plans
  • Local decision-making and processing
  • Expert lenders to guide you
  • Detailed, attentive service from start to finish

*As defined by the USDA.