Kasasa Saver

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Build your savings automatically with no out-of-pocket deposits.

  • Free account that builds your savings effortlessly
  • Links to free Kasasa Cash checking
  • Automatic transfers of Kasasa Cash earnings

Regular Savings

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Call it your nest egg or rainy day fund; either way, we make it easy to build one.

  • Set aside funds for something specific or simply a rainy day
  • Free online services
  • $100 minimum deposit to open

Youth Savings

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Heritage Youth Savings helps instill foundations for a lifetime of financial health.

  • Free youth savings account gets them in the habit of saving
  • Available for children up to the age of 18
  • No monthly service fee

Money Market Account

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You can save, invest, and spend all from this single, multi-faceted account.

  • Competitive, tiered rates above standard savings
  • Higher balances earn higher rates
  • $100 minimum deposit to open

Certificates of Deposit (CDs)

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There's no rate watching or nail biting when you invest in federally insured CDs.

  • Set aside for future savings goals
  • Competitive, fixed rate for length of term
  • Greater earnings than standard savings

Individual Retirement Accounts (IRAs)

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Invest in your future with a convenient IRA.

  • Save for retirement with tax advantages1
  • Earn competitive interest higher than regular savings
  • Available in traditional and Roth

Health Savings Account (HSA)

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Save with this tax-advantaged medical savings account that works with your HDHP.

  • Set aside funds for qualified medical expenses
  • Earn interest above standard savings on entire balance
  • Boost your balance even more with triple-tax savings*