Make the most out of life in the Ozarks. Heritage Bank makes saving so easy, we even have an account that does it for you.



Kasasa Saver
Build your savings automatically with no out-of-pocket deposits.
- Linked to Kasasa Cash
- No monthly maintenance fee
- .75% APY* on top of 1.50% APY*
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Regular Savings
Call it your nest egg or rainy day fund; either way, we make it easy to build one.
- Competitive interest earnings
- $300 balance to avoid $6 maintenance fee
- $100 minimum to open
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MoneyIsland
MoneyIsland is a fun-filled online world where kids learn to become "financial gurus."
- Geared for kids ages 8 to 14
- Free, multi-level online game
- Teaches valuable financial skills
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Heritage Young Savers
A free savings account to help instill foundations for a lifetime of financial health.
- For ages 18 and under
- Only $5 deposit to open
- No minimum balance
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Money Market
You can save, invest, and spend all from this single, multi-faceted account.
- Higher interest earnings
- Limited check writing ability
- No fee with $2,500 balance
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Certificates of Deposit (CDs)
There's no rate watching or nail biting when you invest in federally insured CDs.
- Investment-level returns
- Terms from 3 mos. to 5 yrs.
- No maintenance fees; FDIC insured
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