There's a new way to bank in The Ozarks. It's called Kasasa, and it's so much more than a standard checking account.
You earn a giant 1.50 APY* and unlimited ATM fee refunds*, not just in the Ozarks, but nationwide. There are no minimums to worry about, only maximum benefits. And best of all, you can reap the rewards of a built-in savings tool.
- Earn 1.50% APY* on balances up to $25,000
- Earn 0.50% APY* on amount of balance above $25,000
- Earn 0.05% APY* on the entire balance when monthly qualifications are not met
- Unlimited ATM fee refunds* nationwide
- Link to Kasasa Saver for automatic savings builder
- No minimum balance requirements to earn rewards
- No monthly maintenance fee
- Unlimited check writing
- Free online banking and bill pay
- Free e-statements
- Free debit card
- $100 minimum to open (no minimum thereafter)
- FDIC insured
Qualifying for your Kasasa Cash rewards is as easy as finding a pretty view in the Ozarks. Simply do the following each monthly qualification cycle:
- Receive and review free paperless e-statements
- Have at least one direct deposit or automatic payment post and clear the account
- Have at least 15 debit card purchases post and clear the account
Even if you don't qualify one cycle Kasasa Cash is still free and earns interest at our base rate of 0.05% APY*. Best of all, you can get back to earning the Kasasa rewards the very next cycle you qualify.
*APY=Annual Percentage Yield. APYs accurate as of 4/25/2013. Rates may change after account is opened. Minimum to open is $100. If qualifications are met each monthly qualification cycle: (1) Domestic ATM fees incurred during qualification cycle will be reimbursed and credited to account on the last day of the monthly statement cycle; (2) balances up to $25,000 receive APY of 1.50%; and (3) balances over $25,000 earn 0.50% interest rate on the portion of the balance over $25,000, resulting in 1.50% - 0.60% APY depending on the balance. If qualifications are not met all balances earn 0.05% APY. Qualifying transactions must post to and settle Kasasa Cash account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle account. ATM transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Transfers between accounts do not count as qualifying transactions. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher..
- Qualification Dates
Kasasa Cash and Kasasa Saver Key Dates
The following are the deadline dates for completing your qualifications to earn rewards for Kasasa Cash & Kasasa Saver for 2013. We will update these dates as needed.
2013 Qualification Date Statement Cycle Date January 01/24/2013* 01/25/2013 February 02/22/2013* 02/25/2013 March 03/22/2013* 03/25/2013 April 04/24/2013* 04/25/2013 May 05/23/2013* 05/24/2013 June 06/24/2013* 06/25/2013 July 07/24/2013* 07/25/2013 August 08/22/2013* 08/23/2013 September 09/24/2013* 09/25/2013 October 10/24/2013* 10/25/2013 November 11/22/2013* 11/25/2013 December 12/23/2013* 12/24/2013